Someday, it will be February, and instead of being poor, we will be having fun in the snow. Or sleet. Whatever. We will be having sleetball fights, because we are so carefree and NOT POOR.
We will be like "Tra la! It is sleeting, but who cares, because we were smart this year! Let us make sleet angels and then skip inside and make hot chocolate and be happy! This day is not miserable and treacherous like the foggy-gray queasy anxiety crawling up our throats. No, it is a perfect day for snuggling inside with each other, and we can! You don't have to venture out into terrible conditions to do terrible jobs far beneath your skills, because this year we looked ahead, and our bills are paid! Our bills are paid, our bills are paid, tra la tra lee, our bills are paid!"
Someday we will actually be working for ourselves, and not just working to survive the week. We will be looking for somewhere fun to go on a Saturday instead of looking for stuff to sell on ebay. We will have a plan, and not a desperate scramble to make sure the mortgage isn't late (it hasn't been yet-talk to me in a few days).
We will spend more time loving our house, instead of resenting it. We will spend these money dry spells having fun with our kids instead of bouncing off the walls and staring at the worry lines growing deeper on each others faces, wondering how we got here AGAIN. Like we do EVERY year. We are both intelligent adults, each with a good work ethic. We can do this. Go team!